Your entire financial life. One place.
Bank accounts, savings, investments, crypto, pensions, property, and debt — tracked, valued, and understood in real time. With an AI assistant that actually knows your numbers.
Bank-grade, read-only encryptionRegulated Open Banking
Net worth
£0
Cash
£24.1k
Investments
£61.8k
Property
£38.2k
Crypto
£4.3k
The problem
Your money lives in a dozen different apps. Your understanding of it shouldn't.
A current account here, a savings pot there, a pension you haven't checked since it was opened, a crypto wallet, a mortgage, a couple of credit cards, and a spreadsheet that's three months out of date. Simple aggregators show you the balances — they don't tell you what any of it means.
NYRO is built to be the one place that actually understands your whole financial picture — not just a list of accounts, but your real net worth, your real cash flow, and what to do next.
What NYRO does
Everything you own. Everything you owe. Actually understood.
NYRO goes beyond simple account aggregators like Emma, Plum, or Moneybox — it's a full financial operating system covering every account, asset, and liability you have.
Bank accounts
Every current account, connected and reconciled automatically.
Savings
See every pot working toward every goal, in one view.
Investments
Stocks, funds, and portfolios valued in real time.
Crypto
Wallets and exchanges alongside the rest of your net worth.
Pensions
Every pot you've ever opened, finally in one place.
Mortgages
Track balance, rate, and equity as your property value moves.
Loans
Personal loans and finance agreements, tracked to zero.
Credit cards
Balances and limits across every card, in context.
Credit score
Your score, monitored, with what's actually moving it.
Property & vehicles
Live market valuations for the things you own outright.
Net worth
One real number — assets minus debts, always current.
Cash flow
What's coming in, what's going out, and what's left.
The differentiator
An AI financial assistant that actually knows your numbers.
Not a chatbot bolted onto a dashboard. NYRO's assistant has full context on every account, asset, and debt you've connected — so it can answer the questions that actually matter, in your terms.
- Understands your real numbers — not generic advice
- Spots trends across accounts you'd never cross-reference by hand
- Turns goals into a plan, and tracks progress against it
Security & trust
Your financial life, handled the way a bank would handle it.
NYRO asks for a lot of trust — seeing everything you own and owe. So it's built on the same regulated infrastructure banks use, with permissions that only ever go one way.
Read-only, always
NYRO can see your accounts to show you your own data. It can never move money or make payments on your behalf.
Regulated Open Banking
Bank connections run through FCA-regulated Open Banking infrastructure — the same standard your bank already trusts.
Bank-grade encryption
Data is encrypted in transit and at rest. Your credentials are never stored by NYRO — ever.
You're in control
Disconnect any account at any time. Delete your data whenever you want, no questions asked.
Roadmap
What's here, and what's coming.
NYRO ships in phases — real, working coverage first, expanding outward. Here's where things stand.
Private beta
- Bank accounts, savings & cash flow
- Investments, crypto & net worth
- Property & vehicle valuations
- AI financial assistant
- Personal goals
Coming soon
- Pensions aggregation
- Mortgages & loans tracking
- Credit cards & credit score
- Public launch on iOS & Android
On the roadmap
- Shared family finances
- Business & freelancer accounts
- Deeper AI planning & forecasting
- More regions beyond the UK & EU
About us
We got tired of not knowing what we were actually worth.
NYRO started from a simple frustration: no single app could answer "what am I actually worth right now, across everything?" without opening six logins and a spreadsheet. Account aggregators got us partway — balances in one list — but never the full picture: investments, crypto, property, pensions, debt, all reconciled into one honest number.
We're building the financial operating system we wanted for ourselves — calm, precise, and built to be trusted with the most sensitive data you have. That's still the bar every feature has to clear.
Clarity over clutter
Every screen is designed to answer a real question, not just display data.
Ownership over guesswork
You should always know exactly what you're worth and why it changed.
Privacy by default
Your financial data is yours. We build like that's non-negotiable, because it is.
Become a founding member.
Founding members get early access, a say in what we build next, and locked-in pricing for life. Spots are limited.